Making Ends Meet

This is a Sponsored post written by me on behalf of Fannie Mae. All opinions are 100% mine.
Are you struggling to make ends meet? This may help!
I don’t know about you, but there are months when I’m not sure where the money for our bills came from. For example, last month, I wasn’t sure that we’d actually be able to make our mortgage payment. It’s such a scary feeling. Our house is so important-I actually had a lady ask me why I didn’t just sell my house and rent…. I was SO irritated!
We did start out renting-and our rent was MORE than what we currently pay for our mortgage. Granted, we had a pretty good-sized apartment, but when I think about the kid upstairs and his trampoline…yes, they actually had a trampoline. It was NOT fun.

Know Your Options!

Naturally, when I was in freak-out mode, I wanted to know my options, and if you’re struggling making ends meet, then you need to know your options, too. Does this sound familiar:
  • What if we really couldn’t pay?
  • Would we be facing…gulp…foreclosure??

You know how much I love to research. And when I’m feeling backed into a corner, I go nuts on The Google. I preliminary search helped me find

I was pleasantly surprised to find out that they had a ton of great information for people who are facing financial issues and foreclosure. I loved that KnowYourOptions included:

  • ways to stay in your home,
  • options to leave your home (which I think would be helpful if your mortgage has you in WAY over your head), and
  • a ‘beware of scams’ tab section!

Stay Or Go?

Because I knew that we wanted to stay in our home, I focused on that section of the website-hey, it’s a huge site with a lot of great information!
I was surprised to learn that in certain circumstances, you can forbear, refinance, or even reduce your mortgage payment. In fact, according to the website, you could even modify your payments.
We are able to pay our mortage, thankfully, but it’s nice to know that there are options out there.
If you’re in the situation I was in, check out to see what they can do for you.

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  1. Kari on March 31, 2011 at 7:33 am

    Great post! I work for a company that services Fannie Mae loans!

  2. Brea on March 31, 2011 at 9:13 am


  3. Dawn M. Hamsher on April 3, 2011 at 7:53 am

    Yep, we’ve been there too, wondering how to the pay the bills. When my daughter was born, we wanted my hubby to stay home, so we worked on going debt-free. We focused on the smallest debt 1st and payed all extra $ on it. Then, we did 2nd debt, etc. We got there in 1.5 years and my husband quit his job! He spent the next 5 years with her and it was wonderful! Then he went back to work and she went to school.

    Sorry this is so long.

  4. Brea on April 3, 2011 at 12:33 pm

    Good for y’all!! That’s our goal, too 🙂

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